The Lending Process
Are you a restaurateur, retailer, or business owner in need of fast access to working capital? Look no further than ACCOOE Enterprise. We understand the challenges you face when it comes to securing funding for cash flow, expansion projects, renovations, equipment purchases, and more. That's why we've streamlined the process to eliminate the hassles of traditional bank loans and the uncertainty of merchant cash advances.
At ACCOOE Enterprise, we are your trusted consultants, dedicated to guiding you through the process of obtaining the right business loan for your needs. While we do not directly provide loans ourselves, we partner with leading financial institutions to connect you with the funding solutions that best fit your business goals. Our mission is to streamline the loan process and provide expert assistance every step of the way.
The Lending Process
01
Complete Online Application
Start your journey by completing our simple online application. With just a few pre-qualification questions and easy steps, it takes only about 10 minutes to complete. Plus, there are no hard credit pulls involved.
02
Receive Preliminary Approval
After submitting your application, you'll receive a confirmation with a preliminary approval. Our team will promptly review your application and provide initial feedback
03
Consultation and Options Review
One of our seasoned loan consultants will reach out to you to discuss your approval and review your loan options. We'll ensure you have a clear understanding of the terms and benefits associated with each option
04
Sign Loan Documents Electronically
Once your application is finalized, our underwriting team will prepare the necessary loan documents. You'll conveniently sign these documents electronically using DocuSign, saving you time and hassle.
05
Receive Your Funds
Upon completion of the document signing process, your funds will be wire transferred directly into your business checking account.
With ACCOOE ENTERPRISE, we help you throughout the entire process
Minimum Qualifications
At ACCOOE Enterprise, we understand that every business is unique, and we're here to help you navigate the lending process, no matter your industry or credit history. While we don't directly provide loans, we work with a network of reputable lenders who offer financing solutions to businesses across various industries. Here are the minimum qualifications required to apply for a business loan through ACCOOE:
Credit Score
Don't let less than perfect credit hold you back. Our network of lenders can work with merchants with credit scores of
551 or higher, as reported by Equifax. Apply below to apply now and see if you qualify.
Time in Business
To be eligible for a business loan, you must own the business, and it must have been open and operating under the same ownership for at least one month (30 days). Apply below to start the application process.
Industry Type
We facilitate loans for a wide range of industries, beyond just restaurants. Whether you operate a retail shop, a service-based business, or any other industry, we're here to assist you. Apply below to explore the full list of industry types we serve.
Annual Sales
Your business must generate a minimum of $17,000 per month in sales ($200,000 annually) from both credit card and cash transactions. If you meet this criterion, click below to apply for a business loan today.
Flexible Terms for Financial Success
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Immediate Access to Funds: Experience fast online approvals with funds wired to your business checking account in just 3 to 5 business days.
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Fixed Weekly Payments: Enjoy transparent loan terms and fixed payments that provide stability and predictability for your budget.
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Deferred Principal Payments: Take advantage of the option to defer up to 50% of the loan principal into the future, resulting in lower payments now.
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Flexible Repayment Terms: Choose from repayment terms of up to 36 months, with early payoff options available to suit your evolving needs.
Funding Your Success
Our team of expert consultants at ACCOOE Enterprise is committed to ensuring a seamless and stress-free loan process for your business. We work closely with our trusted partners in the financial industry to provide you with the support and guidance you need to secure the funding necessary to achieve your business objectives.
